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BullNBear52

05/22/03 1:46 PM

#14288 RE: excel #14287

Excel & PegnNJ, As an aside to this debate, it's cheap money to carry a blanket insurance coverage on both your homeowners and auto insurance upping the coverage to $1MM.

I don't sell insurance but the coverage gives me peace of mind.
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Phil(Hot Rod Chevy)

05/22/03 9:16 PM

#14298 RE: excel #14287

excel,

Now if my kid gets hurt at his friends house playing ball I expect their home owners insurance to pick up the tab. As they would of me. No lawyer would be involved.

Although I agree with most of your posts, that's about the most stupid post I have ever seen from you, or anyone else.

Are you saying that if a kid comes into my yard and climbs a tree, with or without my or my childrens knowledge, and falls, I should be held responsible?

If my children were to climb a neighbors tree and fall out of it, how could I hold her/him responsible?

The same holds true of playing in each others yards, whether playing baseball, football or whatever.

You should take care of your own. Plain and simple.

If I followed your philosophy, I would never allow anyone on my property, nor would anyone else.

It would not be hard to imagine a scenario where a landowner allowed someone hunting or fishing priviledges, the permittee slipped and fell, and sued the landowner for allowing them access.

You need to rethink your post.

Have fun,
Phil

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midas98

05/22/03 10:36 PM

#14302 RE: excel #14287

Good grief. Yep, your insurance sues his insurance, his insurance rates go up. Next time, it could be vice versa and your rates go up. Who wins? No one. Accept your own responsibility. JMHO.