If you own JPHC/PAIV/PAVC shares, they are subject to SEC rule 144. We as retail (non-insider) investors may sell up to 1% of the O/S each 90 days. You must file the appropriate SEC 144 forms and surrender your restricted cert to your broker. Your broker, if they are willing to handle restricted certs, will help you with the process...for a fee of course. GL