Wasn't the 30 year mortgage rate like 2.7% or something when Biden took office and about 7% when he left? I'm certainly no expert but would tend to think that there are a reasonably high number of things that determine what the interest rates arePeople from both parties contribute to those determining factors. One factor will be AI. AS AI implementation increases in many areas of our lives, many companies will see increased profits because their expenses will be down. Many companies will therefore eliminate employees which will impact spending and the economy. Its a vicious cycle. And that is just one example. I may be mistaken, but your post seems to say that anyone can currently purchase a house, which is clearly not the case. To blame one party when the debt has been building for decades is foolish.
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