"In advance of the usual illiterate responses such as "you need to enroll in a couple of basic business courses at your local community college" and "if you don't know, I'm not going to explain it", I'll repeat my offer to meet with the basher/whiner/ambulance chasers to compare college degrees and professional work experience." My offer always stands.... put up or shut up
If you don't know what "business model" means, you should find a different fancy business term with which to pump BIEL, because when you mis-use a business term as egregiously as you're doing here, it really hurts the pump.
As for "meeting" you -- I can't think of a person here I'd be LESS interested in meeting. Sorry.