Replies to post #858 on Money 101 (Money)

[Toofuzzy]

Hi sonetirot

Vanguard is another organization that is shareholder friendly with a greater and / but more confusing list of offerings. Also low fees especially on their index funds which they are rightly verry proud of.

I use ETFs from I-shares instead though.

Toofuzzy

[Argyll]

Hi

I held TIAA-CREF funds until recently. They changed management (brought in a guy from Merrill-Lynch), raised the expenses, reduced customer service, and performance of the funds has suffered as well. The difference in performance has been so great I withdrew all my funds and started an account with T. Rowe Price.

The expense ratio of the TRP Fund I switched into is lower than TIAA's.

TIAA's previous major advantage had been expense ratios; now they are no longer the lowest. Years ago I chose it over TRP and it turned out not to be the best choice.