the reason to wear the N95 is to prevent getting the virus. The virus is stupid and doesn't know where you are. Surgical cloth masks are replaced every 20 minutes. They collect some really nasty bacteria plus you keep inhaling the nasty stuff your body just exhaled. It isn't healthy IMO.
Trump did do his job in Feb. and stopped all travel from China saving thousands of lives. You ought to get a different source for your news.