Thanks, Karel for the SPY Info. What did Bernie get out of SPY? I will get the download. If the data is reversed we can do two things: 1) Load it up reversed and get an interesting Inverted Yield! 2) I hope I can invert the data from the spread sheet. Is there an Excel function that can invert the data(Last=First)?? PS: Uploading = Opladen in Dutch. Right? of Ophalen? Downloading = Afladen ? Neerladen? Neerhalen! I like that one! Conrad