further to this reedy your point is even more unnecessary, and I will demonstrate further how I don't believe you are here to simply express an opinion on this topic but to grind an axe.
Simply put I have no issues with having a disclaimer link in my posts 24/7/365, In fact up until yesterday I had one exactly like that but the difference is that was not something we paid ihub for.
But you are suggesting you would like us to now pay for that?
now that makes it quite clear why you are here....this is just waving the make the bastards pay flag