DD Support Board and Research Team

[shajandr]

OMOLIVES:

1. Can you specify the particular "debt vehicles" that you assert are becoming more expensive (going down in yield)? Name the specific "debt vehicles" that you are buying wherein you see rates dropping. Certainly nott in US Treasury notes, bills, or bonds - at least nott other than temporary blips that are nott sustained. The 10Y T bond is pretty entrenched in a 4.25-4.50 percent yield range.

The US Treasury has to refinance $7 trillions in debt in 2025, and a large fraction of that is short-term debt due to JANET "I'm Yellin' It's Transitory" YELLEN deciding to finance the last 4 years of debt principally using short term debt instruments (which was really stupid fiscally, as long rates were very low at the time, butt more palatable politically as short rates were nominally lower than even those low long rates). PLUS I don't see the USA gubmint deficits decreasing at any time in the foreseeable future - notwithstanding a slate wiper pathogen pandemic that kills off the elders that get Social Security and Medicare. There will be an increasing supply of debt, both in the USA and worldwide (see, e.g., Germany choosing to violate its debt brake) - so even with a major recession don't expect innerest rates to decline much - indeed if the recession is accompanied by a market fear of a currency crisis, we may very well see innerest rates (and yields) rise substantially on debt instruments like UST bonds and EUro-denominated bonds as a recession deepens.

One avenue besides TIPS bonds to invest in debt butt have some protection against inflation and rising debt yields is floating rate funds or individual instruments with variable/floating rate yields tied to prevailing innerest rates as they change. Butt, just as in 2007-2009, you need to limit yourself to legitimately-rated debtors of high credit ratings and that you think will have sufficient revenue even in a major recession to minimize default risk. Mortgage debt is prolly NOTT a good bett. Floating rate debt of high-quality, recession-stable corporations is the target for this relatively smallische part of your financial assets portfolio.

All IMO. When practicable, stuff the innerest and high dividend yielding floating rate assets into tax-deferred and non-taxable accounts, because they throw off a bunch of yield and that getts amplified as rates climb, so these are nott tax-efficient investments in taxable accounts. Think of them a bit like REITS (which I eschew) or royalty trusts - you gett a generous yield, butt you may see some principal decline over time. With good floating-rate assets, the innerest/dividends ought to more than make up for any principal decline over time. OUGHT TO - there are no guarantees on anything, including US Treasuries which might nott default (butt they might) butt will pay you back with a likely very devalued currency (see, e.g, UK bonds in the 1960s and 1970s and Sterling devaluation).

Watch what WARREN BUFFETT is doing with BRK. He is nott dumb, butt the huge size of the "fund" he manages (BRK) limits the flexibility he has in deploying the capital into relatively safe hidey holes. So he has a lott of BRK parked in short term debt, sovereign and safeische corporates. Act accordingly.

Janice:

2. First, thanky for the info on Talyun cuisine's intersection with salmon. I learnt sumpin. Second ...

3. In re: "... your apparent belief that there's no point in discussion ..." NO, NO,NO. You again mist my point. I object to political "discussion" on the DD Fraud Support bored. iHub has several politically-oriented boreds/forums for political food-fighting. The political trash-talk belongs there, nott on DD Fraud Support. OTOH, there are no boreds dedicated to potpourri topics like raccoon nutrition, farming/agriculture, bunnies, Talyun cuisine, growing up in Staunton, VA, 1996 4WD Ford Ranger with cruise control, AC, power windows ... 2008 Ford Focus for 10 years as a commuter car and worked nicely during the gas crisis ... 2015 Ford Fusion which my son drives and I recently bought a 2022 Ford Bronco, Volvos, and hockey/hockey players, for example and nott limitation. Therefore, as the pennyscam market and discussable pennyscams/financial frauds are substantially less abundant today than in years past/passed (of which you have written here justifying "off-topic" posting on this bored), my objection is to posting political content here, as it drowns ~OUTT nott only pennystock fraud-related posts butt also the potpourri topic posts which, unlike politics, does nott have its own dedicated iHub boards and is generally nott inflammatory and argumentative as the politische-based posts clearly are.

Reference: https://investorshub.advfn.com/boards/read_msg.aspx?message_id=176090338

4. I eschew REITS and Fords. Both are badd investments, IMO.

5. Still no word from Cornelius, NC or CC. I will try another voice call and text message to him tomorrow; the email remains in his in-box so I won't resend that. I will update this matter as I learn WTF is going on.

6. Still no raccoons here at The Hacienda since my return last autumn after an unbroken 10-month stay at The Kolkhoz wherein the raccoons were unfed by me and perhaps succumbed to malnutrition or just gave up on me feeding them ever again and moved away. I have even tried baiting for them with plates of the finest chicken&pasta and, nott only did the cooners nott partake, neither did the fox, the possum(s), the birds, the wandering goats (who often trespass on The Hacienda and the roof of the garage & house), or a neighbor's pet feral dog that wanders the ridge. Perhaps the dogg kilt the coons. Apparently, as you adroitly forecast, chicken&pasta is deemed unfit for CONsumption nott just by Taylun cuisine traditionalists, butt also by many animule species and scavengers (even the ants won't touch it!).

7. No AdminShelly miracle this Easter (ich kann nicht verstehen) so I'm ~OUTT now for about and hour and fifteen minutes. This is 3/3 for 20 Abril 2025.