LOL. Sounds like the horse WAY before the cart my friend..
How about we start simple first.
First we need a PR (which could be December if he take the whole 120 days as he said to a lot of us on the phone)... then you need a product (which still hasn't even hit beta stage and well personally it never will since they are not really working on anything)...
See these things are never going to happen so to start thinking about Fins and a tier changes is just ridiculous.
Oh and 1000% return? I guess "dreaming big" doesn't hurt unless a person puts their life savings into the pipe dream.