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Royal

05/21/12 1:39 AM

#172 RE: Royal #171

Compensated Awareness Post View Disclaimer
PSMH Approximately 75% of loan applications are generated from business contacts and previous client referrals at each of the branch offices, while realtor referrals generate another 15%. Approximately 10% come from other advertising and marketing efforts, including roughly 7% from Nationwide By Owner, Inc. ("NWBO").