SilverSilver -- which, of course, wouldn't be single-payer, ridiculously Orwellian misuse of the term -- among many other things, how, exactly, would you, umm, induce the universal availability from private insurance companies of what would, given your "very high deductible", be the actual health insurance under any such approach, the "affordable supplemental insurance"? -- must-issue? -- required coverages? -- rate regulation?