definitely...only two things are certain: death and taxes.
if something is too good to be true, it probably is...
Disclosure: I no longer have any position in SLV (went long in Jan and sold in the mid to high $40's in April).
I have about 10% of my liquid net worth in physical gold and silver, and still accumulate bars/coins from time to time. I am not a daytrader or anything, so I dont follow options (although from what I read, you guys are making a killing!). I hold long positions in speculative/junior miners and several ETFs in the precious metals sector, amongst other commodities and securities.
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