I agree with your comments. There is no way that the average investor can consistently make 100% per year without taking a huge amount of risk.
When someone tells me that I can consistently make 100% annually with low risk, I usually run away as fast as I can -- and I take my wallet with me.
I continually receive SPAM emails claiming outrageous returns and, of course, they're all fabrications based on sloppy math, misleading claims and they all appeal to people's greed.
If someone could make 100% per year with AIM-like safety, I doubt they'd be sharing it on a free bulletin board AND I know they'd be a millionaire many times over by now.
The fact is that we all can make a million dollars in the stock market, but it takes a proven plan, discipline and most importantly, time.