Replies to post #44342 on Zeev's Turnips Patch-No Politics (ZEEV)

[James T Kirk]

Wow really. I live in MA which I would think would be one of the most expensive places in the country. I'm about that age and pay $270 a month for coverage. It's an HMO though. Covers pretty much everything though, just small payments for office visits and prescription drugs.

http://www.harvardpilgrim.org/

[phill]

OT PaulA, you are probably paying way too much for health insurance.

I'm not sure about the state/state differences between NJ and MN, but I'm well over 35, (married but my wife has separate coverage through her employer), have a $3,000 deductible with 20% co-pay of the next $7,000 (hence max $4,400 o-o-p), and I pay $178/month premium.

Are you all by yourself on that policy? Insurance companies tend to set very high premiums for individuals. If you can find some group, (any group! church, fraternal, any legitimate employment, Mystic Knights of the Sea?), in which to claim membership and buy through, you may be able to drive your premiums down.

good luck,

phill