Phil- I spent countless hours reviewing all the plans, and that was about the best I came up with.. Actually there is a huge difference from state to state, and what I have found is NJ is one of the highest. SImilar to our auto insurance :)
For example, my friend moved to Florida.. They have a policy now that is much better then mine, and covers their new born child for half the cost of my policy which is for a single adult..
Thanks for sharing tho.. If anyone is from NJ and has health benefits on their own id appreciate the info if you could send me a private message..