"The ex-date is the second business day before the date of record."
That statement is only correct when it is
"This is the date on which the company looks at its records to see who the shareholders of the company are. An investor must be listed as a "holder of record" to ensure the right of a dividend payout."
true and not true, everything we trade is in street name so it doesn't matter unless you have a stock certificate pasted on your wall
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