Thanks for the info Geo and I am asking for NPHC for a more detail breakout of expenses, in order that I can understand better where this money is going and for what. I think this whole thing is behind us now and you are right it is a learning process and we are definitely getting a lesson here. The best thing that came out of this is the fact we all dug deep into the issue and voiced our view points out in the open. Now we need to stay on top of what is happening at NPHC & XCHO to see where everything is headed from here. Cheers!