Replies to post #3794 on A.I.M. Users Bulletin Board (AIMUSERS)

[Tim Reese]

Hi Toofuzzy - re the 403b

I get the impression that you can trade each stock (fund) at most 12 times a year. That is fine for AIMing. You would check each stock once a month to see what AIM signals. Depending on the volitility of the stock you will trade a lot less often than that (which is fine). The policy allows a maximum of 12 "round trips", ie buy-sell cycles. I think I can make as many trades as I want (within Vanguard's idea of reason) as long as I don't exceed 12 buy-sell pairs for each fund.

I have about 6% of the total hung up right now between TIAA-CREF and Vanguard, which I could allocate to cash once it arrives. I'm not really keen on converting any shares to cash, since so few of my funds have increased over the past quarter (VGSIX, VGPMX) and it would seem like selling low.

Thanks fof the advice - best regards Tim