i did not. i will watch tomorrows speeches. any idea when they are on?
as far as debt goes i have always been debt adverse. of course i have a mortgage on the house, but no car payments and have never payed a cent in interest on a credit card. yes things will get ugly in the coming years as the economy softens into recession again and we are stretched to the max. did you know that personal bankrupcies set a record in 2003, a year that the economy was "supposed" to be doing so good?
You are preaching to the choir. On a slow day, we should tell storys about friends/relatives/co-workers who are impossibly stretched. I've got several such accounts.