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Brettin

12/06/00 4:06 PM

#2461 RE: Francois+Goelo #2460

Yeah but what do you with your certs if you decide to sell some shares? Do you have to mail them back into the broker with your signature on the back? This would seem to cause liquidity issues don't you think, ie -- sometimes you want to sell right away for whatever reason and having the certs yourself slows that process, right?