So for people who work what would be the better investment? I take money out of my paycheck, tax free, and put it into my retirement plan which to date, this year, I am making 19% compounded. If I want to invest in the exchange I have to use money that has already been taxed and on top of that pay more taxes on the profits when I cash out. So far to date no one has made a dime off the exchange. Are they going to pay us interest on the money being illegally held by the company. Also are they planning on opening this exchange before or after the free 1 year membership expires for PNMS shareholders who joined the fundacion.