I decided not to post until I received confirmation that a transaction I personally witnessed at the meeting did go through to the bank. I was worried that the transactions were all bells and whistles, but never were not sent to the bank.
I received my confirmation from NJBabe (nice lady) when she posted on the RB board and then e-mailed me what she posted.
I'm now ready to talk about the meeting. In short, although I still have some questions, I feel much better about where my money's been hiding these last few months. What do you want to know? ... eom