not guiessing I know how lenders act friendship has no bearing it is just the money. If you have much experience in negotations you know cash talks and BS walks. Lenders do not give up a possition to take on a lessr one. They may agree if they can do a straight acroos the baord exchange but all factorss must be in gear. Why reduce your cash flow the name of the gane is to increase cash flow.
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