lj: I still cannot get my head around 30 percent of borrowers being delinquent. You say "one of their loans," so I assume it could be vehicle loan. If vehicle loans are included, that is not so bad, because vehicles can be repossessed and resold.
If 30 percent of mortgages (including commercial loans) is delinquent, that is another matter.
Does it include vehicles leases. People who don't have a nickel to their name lease vehicles (as do people who have good credit and just prefer to lease).
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