gfp: McAlvany aren't perma bears. But they do emphasize a core exposure to previous metals. I would characterize them as wealth preservationists. But I'm sure they can tailor a portfolio toward a certain emphasis, like dividend payout. In a choice between all out growth and prudence they'll choose prudence every time. Risk management is paramount. If you listen to their weekly commentary faithfully, as I have, you can glean their process for decision making. Very sophisticated analytics.
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