First step of the process the merger is concluded or the take over.. Balkin and his people have taken control of Affluence... if they, Affluence and MTi are going to merger it will still be the standard 60 to 90 days of Due Diligence before its completed...But it can not be announced until they can announce the official Control of Affluence is in the hands of Balkin nothing has changed as far as what I said... the MoU is just the first step of letting the public know OneMind and MTi will be working together..