Congratulations Snippy!!! Retirement is great. I decided to leave my TSP alone when I retired. I am lucky not to need the TSP funds to live on. Now I'd like to make a significant contribution to our church (major renovations needed), but the TSP does not support a Qualified Contribution. A QCD would save a lot in taxes compared to contributing out-of-pocket. I'll figure it out. Thanks for you response.