Yes, should always remember that corporations first obligation is to their shareholders. And corporations tell us it's good to use credit because it is good for their shareholders. It is good for the economy too, eh. Small businesses wouldn't exist if consumers didn't spend.
And of course we know most all those who build wealth do it on borrowed money. So some get into trouble by overextending their means. And most of us are conditioned to want either more money or more material stuff, that's what makes our economies work. And that's where advertising comes in too.
And yes, governments and corporations generally drive trends in how transactions in general will be handled.
i mean i didn't get a mobile phone until the age of 80, and until i was basically forced into it by them putting the landline onto the internet. Then if my internet was down my phone was too. And without a mobile how then was i to call my internet provider to help me get back online. I couldn't. So had to get a mobile. Then, lol, my phone was 3G and now can only use voice on it with WhatsApp (or others there must be), so now am back where i started as far as getting back online if my net goes down. Fingers crossed it doesn't before somehow i graduate lol to a newer phone. LOL
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