That sums it up pretty well. Personally, I don't believe the official side effect or efficacy statistics because, face it, these institutions routinely lie. Luckily I can stay away from indoor crowds, and use a KN-95 mask when going into a store, which is rare. But working people with families, they're stuck between a rock/hard place. I try to stay healthy, good diet, vitamins, etc. A strong immune system is still the best defense against illness.
Covid is almost certainly a souped up lab creation, made more virulent and contagious, which changes the equation. But vaccines, forget it. I remember the Swine Flu fiasco in the mid-1970's, the contaminated polio vaccines of the 1950s (contaminated with SV-40, a cancer virus), the first Hep-B vaccine (pre-Recombivax), contaminated with HIV, and the dubious Anthrax vaccines given to the US military. So excuse me for being a skeptic.