Lemm@ You felt a renewed spirit in life recently - and then you are soon brought back to harsh reality.
-------------------
With no special insight in US health systems (beyond following this board - which does educate you every day) - you surely hit 'facts of life here'.
-------------------
And simple true fact is - that Insurance is a business with the goal to' Make as much Money as Possible' - end of story. In the end if it is about cars - or Peoples Health don't make that much difference - its about Max Profits.
--------------------
I think looking from USA - many think that eg. the Scandinavian models in healthcare - where everything is, as a starting point, free' - must be the ideal solution.
Not True. In realty that is 'the state (who in principle don't give a sh**) taking over populations health - meaning no 'real incentive' for health personals to evolve/expand knowledge - improving business - gaining new customers.
This is 'broadly/general' evaluation of Health Systems in Scandinavia. In all fairness 'most doctors and other staff' - out of simple decency - does their best - but there are no direct personal incentive/direct gain in doing that - in what is in fact a Socialist Health System.
Conclusion is - that I don't think the perfect Health System has been invented yet - anywhere. There's a serious task for you - if you are not writing a book :)
Jasbg
Market Data 
Markets 
AI
