Just a note Dave that these guys are volatile too. One year with them, within a given high risk system in 1998 I had a 100% return. Then again he did managed to break even in 2000, the first year of the the Nasdaq's decline. Like I said he's averaged me better than 15% these last 10 years.
Interesting, looking over his news letter....his leveraged bond system averaged 3% over the last 2 years but 122.9% over the last 4 years. I'm not in that system...:-(. I have no idea how you can get a return on a bond fund/system like that but these are audited returns.
Like anything else he tells you to diversify between systems. I'm most heavily in his International sector system which invests in just about any given area. It has averaged 21.2% over 4 years but this year is struggling to beat the major indexes returns.
Like I said these are all after fee performances.
Recently I moved money into The Direxion Strategic Asset System, a new system. It's 3 diversified funds which he switches between along with a money market. They cover Bonds, Domestic and International. Ralph himself designed these Funds in conjunction with The Direxion Mutual Fund Company. They use to go by the name of Potomac Mutual Funds.
I've been in 18 months and average a 30% return, although this past YTD, as of October, he's doing 8%.
My opinion based on watching these guys:
In a bull market ...They will have excellent returns.
In a bear market...The better ones will hold their own.
In a sideways market...Most flounder.
nitetrak