"don't tell me what do, I'm an adult now and know what is good for me ! "
Don't look now, but are you not still saying the same thing today?
The best thing about the good old days, is I wasn't Good and I wasn't
old. Let's just imagine there are a number of well experienced seniors
that threw some retirement bucks into a disruptive technology 18, 10, or 4 years ago. That would place them in the actuarial hot spot today. Okay, it was for the grand kids. Not really, we expected to see it happen ourselves. I see nothing on that horizon right now, but the perennial bet is out: The third quarter this year, sink or swim. Then it has to be published. I say it will sink.