Yea they didn't have to ,as far I'm concerned it was their reckless behavior more than the ignition source itself....,ending up under insured is just testament to a long list of expensive OooohDaarn's our bad, now shareholders have to rebuild the joint and suffer the consequences to the share structure in addition to the converstions.....,my shrimpies getting shrimped again ,I especially like how they've been shutting the faucet off in the morning