This is a stand alone unique time in history and the unknowns have never been more unknown. I just moved my office to the house over the virus. We are still working and no cases reported in my town YET. The economy will come back with a vengeance in my opinion. When is the question. I think it gets worse still before it gets better.Everyone's risk is different and this may be a time to sit on the side lines and watch for some.Main thing is stay safe till the virus is gone and do not doubt that the market will come back, it will along with the oil price.