You're not answering my question.
Anyway, what I said is that it may have something to do with it. You don't know, nor do I.
I haven't heard anything against the actual merits of the case. If you have something to add, feel free.
If there's something you want me to understand, feel free to post. At this point I do understand that your opinion is that being delinquent has nothing to do with a law firm picking up the case. Feel free to add more.