Mr. Anam has extensive corporate finance and banking experience with both Bank of America and Merrill Lynch. He managed a multimillion-dollar bank portfolio. Prior to joining us, Mr. Anam, was also the founder and CEO of his own private consulting and equity firm, Ray Anam, Inc., where his core focus was on corporate lending, wealth management/private banking, commodities, mergers & acquisitions, performing & non-performing notes and real estate acquisition advisory.