Permit me to disagree. You point to oil and Ray, saying it's over.
It's not, it's hardly over at all.
Last week in four days I gained $55,329 in oil & gas stocks.....the biggest unrealized gain I've ever gotten since starting to make my living investing and trading back in 1993.
No, oil is definitely not over. And I'm betting Ray isn't, either.
Sure, we all experience setbacks, but once we learn how to deal with them, we build new strengths and those biggies seem to fade into darker corners of our backgrounds.