I Am interested in reading more about it , Though I do not believe it would be beneficial for me currently, Maybe it's something to consider, Just doesn't seem logical to me at moment, Thanks
Correct but I still have my yearly 3k I use from my idiotic moves back in the "dotcom" era if that tells you my story. Any yearly gains are free and clear for me as I have enough carry over losses to support the gains. At some point I'll exhaust them but as of now I have a few more years of the 3k left.