GrowLife Inc (fka PHOT)

[MuRk MoNsT3R]

I hear you. And I know its a hard question to ask but IMO relevant .

You are correct that most banks will require two years audited financial statements however based on the terms and collateral provided by the borrower . be it in the form of a personal guarantor(s), or some type of equity leveraged on the loan. You would still be able to obtain the loan without the two year financials.

Referring to auto credit system at a dealer, you are correct most customers will use the dealers network of banks but at the end of the day, out of the ten banks or so that a dealer uses, the bank that has the lowest rate is the one that is selected. This leads me to believe that the big boys like BOA or Wells Fargo will stop out any competition.

Are you saying that there will be SO much opportunity that a PHOT GIFT can coincide with major Leander's ?

I think they very well might if they had more flexible lending parameters. Plus they do offer a "one stop shopping experience " for the end user. Legal, growing, installation, potential kiosk dispensary plus adds moves & changes locked down for five years.... Hmmmm