IMHO there's enough room for all....banks may very well be able to work with MJ co's but look at the auto industry...you buy a car & who will you go to for financing? Most will get a loan thru the auto finance system offered thru the dealer. IMO it's a big ocean...plenty of room for all. Banks won't be loaning money in large scale any time soon as most require at least 2 yrs solid banking record to qualify. GrowLife is positioning itself well to fill a financial need.