Hahahahahahahahaha!!!!two small problems with that.
1. Any sizable policy would require a physical examination of actual people. 2. They would need death certificates to collect.
Since these people never existed, that would be tough to come by.
Everything I say should be taken as an honest opinion and not necesarily taken as fact unless supported by links to a reliable source. I could be anyone, take what I say with a grain of salt. Anything I say of interest is purely coincidental.