Option Millionaires

[farooq]

AAPl 595P Weekly 1.35 1.40
AAPl 600P Weekly 2.75 2.80

There is no credit in situation you wrote it is 1.45 debit if stock close below 595 you will get 5 $ if above 600 you lose 1.45.
In your case it is debit spread.

You sell 600 and buy 595 on July 21 then there is 2 $ credit.
Hope it help.