Agree with you on all points. Find some money, get heckled for it.
Branch into debit cards to create another/additional source of revenue, get heckled for it, dilute like 99% of public companies have done at one point in their business, and get heckled for it.
As for insider info, even leaking anything into a PR is a very deadly game. No PR? Gee, wonder why. Hopefully, Val has learned his lesson with "pre" PRs. Even the DR has 2 monopolizing telecom providers. And the shut out begins...