A.I.M. Users Bulletin Board

[AdamH]

Hello Steve,

Here is my list of AIM programs (all LD AIM, most with virtual/real =2)
Mutual Funds:
DMCVX NBSSX JAGIX JRMSX PRBLX WPMFX SWPNX

Stocks:
LMT AMD CPHD ISL INTC AMAT CGNX INTU BAX MERQE MDT
PFE TEVA ZRAN XMSR

ETFs:
IBB IYZ

That makes 24, but a few of them are in both retirement and brokerage accounts. If I keep a stock/fund in both types of accounts I set up two AIM programs one for brokerage and one for retirement accounts and keep them separated.

For example I have INTC in a brokerage account and in two retirement accounts making two LD AIM programs. If the retirement INTC program tells me to buy/or sell I can chose any of the retirement accounts to make the actual trade, it does not matter. But it's totally separate from the brokerage INTC program and gives different buy and sell points.

Also each account keeps an amount of cash which is available to any of the programs. There is one common pile for the brokerage programs and one common pile for the retirement accounts. I have to manage the retirement cash pile more carefully because it can only be replenished once a year.

A number of my prgrams are out of phase with each other: for example I had a buy in INTC with the recent drop and a whole bunch of sells such as in ISL, TEVA and AMD. This is desirable because it equalizes the cash supply.

Adam