if a creditor accepts .20 on the dollar to clear their claim then they are done-finished and will not get more money down the road -if a deal is struck and that claim is satisfied -end of claim - unsettled claims have a reserve set up to handle them after the exit from BK and most are settled for less than the reserve set back for them - the creditors WILL NOT be paid in full -if they could have paid them the Bk would have never happened -
Snow on a Texas night at my house rare but beautiful-God Bless America