A.I.M. Users Bulletin Board

[kencc]

Trying to understand more about LD AIM.

Playing around with the excellent LD AIM spreadsheet, I've found the following.
Total $ Available $100,000 (so that Min Buy of $1000 does not have undue influence). %'s all 10%.

Take the current I-Wave suggested cash reserve of 46% for Sector Funds. This equates to 5 Buys.

Classic AIM, ie $ Saved over Classic AIM = 0, gives 7 Sells.

LD AIM with 3 Sells gives the $ Saved over Classic AIM = $28,000 or 28% of Total $ Available.

$ROCAR(min) is $10,000 or 14% of the $72,000 allocated to Initial Shares Purchased+Cash Reserve.

I'm not that good with spreadsheets and I'd appreciate any comments on whether my analysis is correct. If it is then, for me, LD AIM is a reasonably conservative way to invest in what I see as the present investment climate. I'm a pessimist and really don't want to have too much invested in buy&hold as Classic AIM and I consider the probabilities of achieving 7 sells is very low - I can perhaps see the upside limited to, say, 3 sells and would want to have a cash reserve to cover a 40% or so market drop as the I-Wave which appears to be equivalent to 5 buys. This would leave 28% of funds not allocated which I would place in CDs or something until my pessimism evaporates - if it ever does.