Absolutely UWBK attorney can say "NO" and forced Judge to give OCC $1 million/per day penalty that following by law ! Call or E-mail to Attorney Andrew L. Sandler:Phone:(202) 371-7000 or (202)349-8001 address: 1440 New York Avenue NW # 600 Washington, DC 20005-6208 I don't know why UWBK lawyers keep "low-key", "humble" to OCC ??? GO UWBK MESA8888