A.I.M. Users Bulletin Board

[Bernie Goldberg]

Hi Steve,
Still trying to understand LD AIM.
Please help!
You've got $10,000 earning about 1%.
You've got 125 shares worth $2,719 earning 10%.
Your total annual income from this AIM program will be about $371.
If you had started a regular AIM Program with 66% stock and 33% cash you would have 394 shares worth $8,500 earning 10% and $4,290 earning you 1% for a combined total of about $900.
I'm going to give you the benefit of the doubt about LD-AIM as far as Growth Stocks are concerned, but REITs or any other form of dividend paying stock IMO should be considered differently. The difference in income for one year alone would account for 20% of the entire holding that you now own.
I feel that the income portion of a REIT is so powerful that I have changed my safes to 20 sell and 10 buy. When I have something paying me 10% or more annually I don't feel the urge to sell any until the profits from the transaction equal to 3 years or more of dividends. These stocks don't move very quickly, but the total return is awesome when you consider the dividends. IMO this will become even more important if Congress passes a tax reduction bill that includes dividends.
Bernie