Hook, Cool! My first job out of college was as a finance rep for John Deere, and there were several discussions about the trend of the Mennonite and Amish that were modernizing their farms; the problem was that in spite of fantastic looking balance sheets, they had almost no established credit. But I don't recall one instance of default or even delinquency among them. It may not have been widespread, but I know of several Mennonite farmers in the Northern Missouri/Southern Iowa area that financed some big tractor purchases.
Here is a neat picture I thought you might like. Notice the "3" horse team; the horse on the left is the guide horse or lead horse; (the ladies will like to know that this lead horse is often, not always, but often times a mare btw). The 2 bigger/stronger horses to the right do most of the pulling.
Later and Best, bulldzr
"So often times it happens, that we live our life in chains, and we never even know we have the key." -The Eagles